Irresistible Cheesy Meaty Texas Dip

As seen in Small Bites, Big Flavors.

Bursting with those classic Tex-Mex tastes, this dish stacks spiced ground beef, refried beans, a creamy mix of sour cream and cream cheese, then a ton of shredded Mexican cheese on top. Chunky salsa and diced green chiles bring a zing, and a handful of basic spices makes everything pop. It bakes into a super cheesy, bubbly dip that's awesome with tortilla chips or crunchy veggies. Want more? Toss on stuff like jalapeños, tomato chunks, or some green onions right before serving. You can even prep it in advance and just bake when needed. Perfect for any get-together.

Lindsey
Created By Lindsey
Last updated on Fri, 23 May 2025 16:19:45 GMT
A bowl filled with chili, chips sitting close by. Save Pin
A bowl filled with chili, chips sitting close by. | cookbing.com

Hot Cheesy Meaty Texas Trash Dip draws everyone over before you even set it out. This shareable snack mixes seasoned beef, refried beans, and soft cheese for oozy, crave-worthy Tex-Mex. I make it for every get-together or game night—nothing tops layers of gooey cheese with hearty meat.

The first time I brought this to a family party, I was told I’m not allowed in the door without it now. Somebody always grabs a piece from the edges before I even finish putting out the chips.

Irresistible Ingredients

  • Optional toppings: toss on cilantro, jalapeños, diced tomatoes, or green onion for a pop of color and freshness
  • Garlic powder and onion powder: these crank up the savory flavor, just make sure they haven't gone stale
  • Mexican cheese blend: use a big handful freshly shredded or from a bag, melts into that bubbly, stretchy top layer
  • Diced green chiles: brings a touch of heat and that great Southwest vibe, canned is perfect
  • Salsa: pick your favorite chunky one for the most scoopable texture and tang
  • Refried beans: thickens things up and keeps it earthy, check they're seasoned well before adding
  • Sour cream: brings a creamy, tangy bite, full fat makes it extra rich
  • Cream cheese: grab a brick-style for the best smoothness and let it get soft first
  • Taco seasoning: gives you big Tex-Mex flavor in a flash, go for low-salt if you can
  • Ground beef: makes it hearty and full, look for a lean blend that’s bright red

Easy How-To Guide

Finish and Top:
Spread everything evenly in your baking dish, then scatter the rest of the cheese right on top for extra gooeyness.
Bake Until Ready:
Slide the pan in a 175°C oven. Bake until the edges bubble and the cheesy top gets golden, usually about 30 minutes. Pull it out and drop on any toppings you like right away for extra zing.
Fold Everything Together:
Gently scoop your beef into the cheesy mixture. Don’t stir too much—some uneven bits are delicious. Pour into your dish and smooth it out a little.
Mix the Creamy Base:
Blend cream cheese, sour cream, refried beans, salsa, half your cheese, chiles, and the powders together. Do it by hand or with a mixer until smooth.
Brown Your Beef:
Cook beef in a hot pan till it’s no longer pink and looks crumbly. Drain off any extra fat. Add taco seasoning and a splash of water, then let it simmer until thick.
A piece of cheesy pizza topped with tomatoes. Save Pin
A piece of cheesy pizza topped with tomatoes. | cookbing.com

Fire-roasted green chiles are my secret move—they add a smoky hint and bright taste in every spoonful. One time this dip even kicked off a family jalapeño-eating challenge that’s now a running gag at all our gatherings.

Storing Leftovers

This dip stays fresh covered in the fridge for up to three days. Cool it off first, then just cover up tight. When you’re hungry, scoop out a portion, warm it slowly in the oven until hot, or microwave for quick snacking. That way it stays creamy, not separated.

Swaps That Work

Use ground turkey instead of beef if you want something a bit lighter—just boost the seasonings. Swap in Greek yogurt for the sour cream for some tang. If you’re feeding vegetarians, skip the meat and use refried black beans; all that cheese and spice keeps it filling.

Chili in a bowl topped with melted cheese and fresh tomatoes. Save Pin
Chili in a bowl topped with melted cheese and fresh tomatoes. | cookbing.com

How to Serve It Up

Chips are classic for scooping, but you can always try fresh cucumber, bell pepper strips, or crispy pita chips too. Honestly, sometimes I turn leftovers into burritos using warm tortillas—seriously good and super fast.

Tex-Mex Traditions

This dip is pure Tex-Mex fun, mixing familiar stuff in a playful way. Texas Trash Dip started popping up at potlucks because it’s tasty, cheap, and uses what you have on hand. Whenever I bring it, it just feels like sharing a big Texas welcome.

Common Questions

→ Can I prep this dip early?

You sure can. Put it together a day before, stash it in the fridge, then bake when you're ready.

→ Got a swap for beef?

Try ground chicken, turkey, or even your favorite meat-free crumble for something different.

→ Want more kick?

Shake in some cayenne, go with hot salsa, or pile on sliced jalapeños for extra fire.

→ Best things to dip with?

Chips are a win, but you might love crunchy celery, carrots, or sweet peppers too.

→ Should I drain the meat first?

Yep, get rid of the fat after browning the meat so it doesn't get greasy in the pan.

→ Can leftovers be frozen?

Fresh is best, but if you have extras, freeze them sealed up tight for about a month.

Meaty Cheesy Texas Dip

Loads of beef, gooey cheese, and zesty beans baked together in this Tex-Mex crowd favorite.

Preparation Time
15 Minutes
Cooking Time
30 Minutes
Overall Time
45 Minutes
Created By: Lindsey

Recipe Type: Appetizers & Snacks

Skill Level: Beginner-Friendly

Type of Cuisine: Tex-Mex

Serves: 8 Portions (About 1.5 liters)

Diet Preferences: ~

What You'll Need

→ Meat Base

01 60ml water
02 1 packet taco seasoning mix
03 450g ground beef

→ Creamy Base

04 120ml salsa
05 450g canned refried beans
06 225g cream cheese, softened
07 115g canned diced green chiles, drained
08 240g sour cream

→ Seasonings

09 1/2 teaspoon onion powder
10 1/2 teaspoon garlic powder
11 225g shredded Mexican cheese blend, divided

→ Optional Garnishes

12 Chopped cilantro
13 Sliced jalapeños
14 Diced tomatoes
15 Sliced green onions

Step-by-Step Directions

Step 01

Once it’s out of the oven, top with whatever extras you like. Enjoy hot with some fresh veggie sticks or crunchy tortilla chips.

Step 02

Let it cook for 25 to 30 minutes, until it’s bubbling around the edges and the top is a little golden.

Step 03

Pour everything into your greased dish and smooth it out. Sprinkle the rest of the cheese right on top.

Step 04

Stir the beef you just made into the creamy bean mix. Make sure it’s all spread through evenly.

Step 05

Toss cream cheese, sour cream, refried beans, salsa, green chiles, half of your cheese, garlic powder, and onion powder into a big bowl. Mix it all together until it’s nice and smooth.

Step 06

Add your taco seasoning and water to the browned beef. Let that simmer for another couple minutes, just until it thickens up.

Step 07

Grab a skillet and cook the ground beef over medium heat. Make sure all the pink is gone, then pour off extra fat.

Step 08

Turn your oven on to 175°C. Give a 23×23 cm baking pan a quick spray or some oil so stuff doesn’t stick.

Helpful Notes

  1. You can get this ready the day before. Just pop it in the fridge and bake when you’re set.
  2. Like things spicy? Sprinkle in some cayenne or grab a hot salsa for a little kick.

Essential Tools

  • Mixing bowl
  • Skillet
  • 23×23cm baking dish

Allergen Warnings

Always review the ingredient labels for allergens or consult a healthcare professional with concerns.
  • Has milk and dairy inside

Nutritional Info (Per Portion)

Nutritional values are approximations and shouldn’t be viewed as customized health guidance.
  • Calories: 415
  • Fat Content: 29 grams
  • Carbohydrates: 16.5 grams
  • Protein Content: 21 grams